Buying Property on the Costa del Sol - A Financial Checklist

Work out what you can afford

And stick to it! It’s always better to work out what you can afford before you start looking. And with so many great mortgage and equity release deals around, you may be in for a pleasant surprise.

Use our handy mortgage calculator to work out just what you can afford.

Have the Reservation Fee Ready

If you find that dream home, don't lose it. It's always best to have the reservation fee available usually around 3000€.

It's best to pay by credit card - bank transfers can take days, and cheques drawn on foriegn banks can take weeks to clear. Credit cards are immediate and ensure you don't lose out to another buyer.

Fees and Taxes

Please don’t forget about those fees and taxes. It’s best to allow around 10% of the purchase price for all these extra costs.